Short-term working capital loans
short term working capital loan refers to the Bank to the borrower for the normal production and operation or make liquidity loans to temporary liquidity needs. Advantages
products 1, short-term working capital loans are the main credit of commercial banks, has a number of characteristics, short term, interest rates are low, turnover is frequent.
1, and customer to Bank proposed short-term liquidity loan business application;
2, and handling line (or sector) according to bank liquidity loan business management approach and about procedures, handle loan approval procedures;
3, and approval through Hou, and borrowing people, and guarantor signed related of borrowing contract, and guarantee or arrived (quality) bet contract, handle loan issued procedures.
1, term and interest rates in June, within a maximum of one year (including one year).
2, lending rate set by the people's Bank of China's interest rate policy and the interest rate floating range implementation.