Medium-term working capital loans
medium-term working capital loans are granted by the Bank to the borrower, for more than one-year working capital loans, mainly for ongoing occupies in the normal production and operation of enterprises.
1, mainly used to compensate for the enterprise regularly or insufficient liquidity required for production and management of the stock.
1, and customer to handling line (or sector) proposed medium-term liquidity loan business application;
2, and handling line (or sector) according to bank liquidity loan business management approach and about procedures, handle loan approval procedures;
3, and approval through Hou, and borrowing people, and guarantor signed related of borrowing contract, and guarantee or arrived (quality) bet contract, handle loan issued procedures.
terms and interest rates 1, for a period of 1 to 3 years (excluding 1 year, 3 years).
2, lending rate set by the people's Bank of China's interest rate policy and the interest rate floating range implementation.